Our Products
The core business of a Microfinance company which is not different from what we do is taking deposits and giving out loans. Our products are listed and explained below;
The core business of a Microfinance company which is not different from what we do is taking deposits and giving out loans. Our products are listed and explained below;
These are credit facilities designed for small and medium scale entrepreneurs to facilitate the expansion of their businesses. It is also for individuals in the informal sector.
These types of loans are designed for corporate institutions who need financial support to finance their businesses. Such institutions need to be registered by the Registrar General of Ghana.
These are loans granted to government workers whose salaries pass through Controller and Accountant General Department.
This is a type of loan designed for individual traders coming together to form a three to five member group.
The fixed deposit investment is suitable for firms or individuals who want to save for a specific period of time with maturity ranging from 3 to 12 months.
This is structured to enable salaried workers of reputable organizations and individuals to access loans for their personal needs or commercial activities. They are specially designed for salaried workers or individuals with a regular source of income.
Also referred to as a business loan, is funding given to a business, an individual(s). The amount of a loan, the amount of interest, the repayment date, the qualification of the loan recipient to merit the loan, the credit analysis, and the number of lenders used to achieve the desired loan amount are all variable.
Loan repayment for this type of loan is source deduction and it gives flexibility and financial support to teachers.
This is loan granted to schools for operational and expansion needs.
This is a church loan that has its rate convenient to churches’ development
Daily cash deposits collected by mobile bankers or deposited in the office by customers.
Cash deposits collected into customer account with no monthly charges with the use of withdrawal booklet.
This account is a solution offered to help clients grow money for a stress -free future whereby interest rate is compounded monthly.